Cross-Border Payments and International Money Transfers from the UK

Moving money between countries should be simple, transparent and dependable. Whether you are purchasing property, paying an overseas supplier, supporting family or managing business funds across borders, Excel Currencies provides a practical way to transfer currency internationally. 

Since 2004, Excel Currencies has helped individuals and businesses move money around the world. As an FCA-authorised payment institution, we combine competitive exchange rates, experienced guidance and straightforward payment solutions to help customers manage their international currency requirements with confidence. 

A straightforward way to transfer funds 

Every international payment has different requirements. The destination country, currency, value, timing and recipient’s bank can all affect the payment process. Excel Currencies helps you understand these details before your transfer is arranged. 

You can request a quote and manage your payment online, by telephone, email or in person. Our team can explain the available options; confirm the information needed and keep you updated from the initial booking through to completion. 

For customers making an International money transfer, our specialists can support payments to more than 135 countries in a wide range of currencies. 

Competitive rates and transparent costs 

The exchange rate you receive can make a significant difference, particularly when transferring a large amount. A small movement in the market may affect the final cost of a property purchase, supplier invoice or investment. 

Excel Currencies provides competitive exchange rates and clear pricing before you commit. Payment fees start from £0, depending on the transfer and service selected. Unlike a standard bank transfer, you can speak directly with a currency specialist who understands the practical considerations involved in international payments. 

Our service includes: 

• Competitive foreign exchange rates. 

• Clear information about payment costs. 

• FCA-authorised payment services. 

• Safeguarding arrangements for client funds. 

• Support for personal and commercial payments. 

• Access to experienced currency specialists. 

• Online, telephone, email and in-person service. 

• Payment options designed around your timescale. 

Personal payments across borders 

You may need to transfer money after moving abroad, pay international tuition fees, support relatives or transfer savings between countries. Whatever the reason, the process should be convenient and properly explained. 

Excel Currencies helps customers arrange a secure money transfer with the correct beneficiary details, currency and payment instructions. We can also help you plan future payments and discuss ways to manage exchange-rate movements. 

Before a payment is released, it is important to check the recipient’s full name, bank account number, IBAN and SWIFT/BIC details. Providing accurate information helps reduce delays and prevents payments from being sent to the wrong account. 

Solutions for businesses 

Businesses increasingly operate across multiple markets. You may need to pay overseas suppliers, purchase stock, transfer money between company accounts or pay employees and contractors in another country. 

Excel Currencies supports businesses with: 

• Supplier and invoice payments. 

• Import and export transactions. 

• Overseas payroll and contractor payments. 

• Transfers between subsidiaries. 

• Business investment and property payments. 

• Regular scheduled currency requirements. 

• Cash-flow and currency-planning support. 

For companies with recurring international payments, our team can discuss a suitable approach based on payment frequency, currencies and deadlines. Businesses can arrange transfers online or speak directly with a specialist when a payment requires additional coordination. 

Faster international payment processing 

Timing matters when you are working towards a completion date, settlement deadline or supplier payment date. Subject to currency, banking cut-off times, compliance checks and receipt of cleared funds, Excel Currencies can process some payments quickly. 

Our platform and team are designed to support fast global payments without removing the personal service that many customers value. You receive clear instructions and can contact our team if you need an update or have questions about your transaction. 

Payment speed may vary depending on the destination, currency, receiving bank and payment route. We will explain the expected timescale before your transfer is completed. 

Flexible currency solutions 

Excel Currencies offers several ways to manage your exchange requirements. A spot transfer may suit an immediate payment, while a forward contract can help you secure a rate for a future transaction. Customers may also discuss market orders when they want to target a particular exchange rate. 

These options can be useful for property buyers, emigrants, investors and businesses that need more certainty around future currency costs. Our team will explain the relevant risks and requirements so you can select an approach appropriate to your circumstances. 

How the process works 

1. Register for free - Create your account with Excel Currencies. 
2. Request a quote - Tell us the amount, currencies and destination. 
3. Secure your rate - Agree the exchange rate and transfer details. 
4. Send your funds - Transfer your sterling to the designated Excel Currencies account. 
5. We complete the payment - We convert the funds and send them to the recipient’s account. 

If you need to send money abroad, start by requesting a free quote. Our team can confirm the information required and explain the expected payment time before you proceed. 

Start your cross-border payment 

An Overseas money transfer does not need to involve complicated forms, unclear rates or limited support. Excel Currencies gives individuals and businesses access to a professional service built around transparency, security and personal assistance. 

For customers who need money transfer overseas for property, family, education or business, our specialists are ready to help. 

Request your free quote today or contact Excel Currencies to discuss your payment requirements. Start your international transfer with Excel Currencies and move your money with confidence.